policyholder. Y | #policyholder. Younger buyers of an LTCI policy can enjoy the privilege of paying lower premium rates while those who wait till they’re 60 # 65 or 75 before clinching a policy will most likely fork out thousands every year for their LTCI coverage.
Insurance companies marketing LTCI policies vary in terms of underwriting but they follow certain rules that are considered the industry’s staples. For example, a high maximum daily benefit amount would subject the policyholder to a hig